Orange County Car Audio, Car Stereos, Car Speakers

Instant Financing | Conditions

No Credit Check

  • Must be employed by the same company for at least SIX months.
  • Earn $1,000 a month and deposit at least $500 a month into your checking account.
  • Must have a checking account that has been open for at least THREE months.
  • No NSFs and no more than 5 protected overdrafts in the last 30 days.

Progressive Finance No Credit Check Approval Process

  1. Verify INCOME REQUIREMENTS of $1,000 a month for at least 6 months, with a:
    • Paystub showing 6 months of employement; or
    • S.S. or Disability Benefit Letter; or
    • Letter from employer with hourly wage and YTD on company letterhead.
    • If self employed - Provide a 1099 and 30 day bank statement or a business license and 3 months of bank statement
  2. Verify CHECKING ACCOUNT REQUIREMENTS with a 30 day bank statement that shows:
    • No NSFs & no more than 5 protected overdrafts;
    • Account open for 3 months;
    • $500 in deposits;
    • Does not end with a negative balance.
  3. VOIDED CHECK (Or a Bank Account Verification Form)
  4. PHOTO I.D.

Credit Application


Q: What is the interest for this program?

A: This program has no interest because it is a lease-purchase contract. If you pay your balance off within 90 days, all you pay is the invoice price and the $50 Processing fee. If you take more than the first 90 days to pay off the purchase, then you will pay 1.8 times the invoice total over 12 equal payments. (Example: on a $1,000 invoice, you will pay the $50 processing fee and 12 monthly payments of $150; a total of $1,850)

Q: Will Progressive check my credit report?

A: No, progressive will verify information from your most recent 30-day bank statement and pay stub.

Q: How long do you have to be employed to qualify?

A: At least six months with the same employer. The pay stub must show this and you may need a December pay stub from the previous year or a W2 to show six full months of employment.

Q: How long will my account be active?

A: An approved account and contract are good for 31 days. If an invoice takes more than 31 days to deliver, then contact the store for an extension. If the extension cannot be given or the delivery takes longer, you will need to reapply.

Q: Where do I mail my payment? Can I pay online or by phone?

A: Monthly payments will be debited out of you checking account by ACH every month on the same date the contract is signed, not the delivery date. Call Progressive to process a telephone payment at 877-898-1970.

Q: What happens if I want to exchange equipment?

A: Contact Crazy Stereo; even-exchanges will not require paperwork to be sent to the finance company. On reselections, you will be responsible for any overages and all refunds will be issued to Progressive.